Announcements
Newsletter
The Winter 2026 Newsletter is here! The newsletter is a great resource to stay informed about your benefits!
Participant Portal
If your email address is on file with the Administration Office, you can Register / Log In at the top of this web page to view and update your contact information and view your work history! If you cannot Register / Log In, please reach out to the Administration Office to ensure your email is on file.
Employer Remittance Portal
Click here to access the Employer Remittance Portal.
Quick Account Access
Pipe Industry Health and Welfare Fund of Colorado
Learn About UMR
If you have not received your ID card: You can download your digital ID card at UMR.com or in the UMR mobile app, or contact UMR Member Services directly at 800-207-3172.
Optum EAP & Mental Health
Visit liveandworkwell.com (access code "pipe") or call 855-205-9185.
Learn About OptumRx
Want access to your pharmacy benefit information 24/7? Paperless delivery is the way to go. You get email notifications when new documents are available and can easily view important plan documents online. Sign in to your Optum Rx® account to switch your preferences to paperless.
Hinge Health
Personalized at home physical therapy at no additional cost to you!
Teladoc Health
Available now!
Introducing Teladoc Health — Chronic Condition Management
Transparency & Notices
Transparency in Coverage - UMR/UHC
Effective January 1, 2024, this link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.
Your Rights and Protections Against Surprise Medical Bills
VSP Vision Benefits
WEX Health HRA
Click here to access WEX Health and log in to your account.
Download the mobile app! Search "PICO HRA" in the app store.
Health Plan Documents & Forms
Active Plan Documents
Basic Plan Documents
Participant Claim Forms
Colorado Pipe Industry Annuity and Salary Deferral Trust Fund
Click here to access your Principal Annuity account. Welcome!
Principal Participant Service Center
Monday - Friday 6 AM - 8 PM MT
1-800-547-7754
Your Principal account security is our priority!
Let’s work together to keep your retirement savings safe.
Principal® takes the security of your retirement savings seriously—that’s why they offer a Customer Protection Guarantee. You can help keep your savings safe and secure by taking the following steps today:
- Register your account online if you haven’t already.
This helps Principal verify your identity and prevent fraudsters from accessing your account.
- Review your account information periodically.
Confirm your email address and phone number are up to date. That way, Principal can contact you quickly if there’s ever an issue.
Want more tips on how to keep your account secure? Check out this article from Principal.
Important! Designate Your Beneficiary!
Annuity Plan Documents
Elevate your financial wellness with the help of Principal's monthly webinar series!
Wednesday, January 21, 2026 at 12:00 PM MT
You deserve to feel good about your money. Why not start off 2026 by setting some goals to help get you there? In this virtual workshop, you’ll learn how to create clear goals for your financial future. Whether you're just getting started or looking to fine-tune your current goals, you'll leave with real steps you can put into action right away.
Your score can help you reach a more secure financial future. Your Retirement Wellness score is an estimate of how much of your pre-retirement income may be replaced by the income you are estimated to have in retirement. It’s personalized to you using your account balance, contribution rate, income from other sources like Social Security or other linked retirement savings, and more. And it's easy to understand because it uses a basic scale of 1 to 100 to show what percentage of pre-retirement income you’re on track to have in retirement.
Find your score today at principal.com/MyScore
As a participant, you have access to ARAG which provides resources for help with legal documents such as Power of Attorney and Wills free of charge. Visit principal.com/milestones and log in to your account now to get started!
Additionally, participants have access to Enrich, which provides financial wellness topics on the Principal website.