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PARTICIPANT PORTAL
If your e-mail address in on file with the Adminstration Office, you can Register / Log In at the top of this web page to view and update your contact information and view your work history! If you cannot Register / Log In, please reach out to the Administration Office to ensure your e-mail is on file.
EMPLOYER REMITTANCE PORTAL
Click here to access the Employer Remittance Portal.
Pipe Industry
Health and Welfare Fund of Colorado
Learn About UMR!
***If you have not received your ID card, you can download your digital ID card at UMR.com or in the UMR mobile app, or contact UMR Member Services directly at 800-207-3172***
We CARE about your health and might be calling to offer support
Learn About OptumRx!
Want access to your pharmacy benefit information 24/7?
Paperless delivery is the way to go. You get email notifications when new documents are available and can easily view important plan documents online.
Sign in to your Optum Rx® account to switch your preferences to paperless.
Learn About Teladoc Health -- Available NOW!
Introducing Teladoc Health -- Chronic Condition Management
*Effective January 1, 2024, this link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.
VSP Vision Benefits
WEX HEALTH HRA
Click here to access Wex Health, and login to your account.
Download the mobile app! Search "PICO HRA" in the app store.
WEX Health HRA "How To" Videos
Active Plan Documents
Basic Plan Documents
*Participant Claim Forms*
Colorado Pipe Industry
Annuity and Salary Deferral Trust Fund
Principal Participant Service Center
Monday - Friday 6 AM - 8 PM MT
1-800-547-7754
Let’s work together to keep your retirement savings safe.
Principal® takes the security of your retirement savings seriously—that’s why they offer a Customer Protection Guarantee. You can help keep your savings safe and secure by taking the following steps today:
This helps Principal verify your identity and prevent fraudsters from accessing your account.
- Review your account information periodically.
Confirm your email address and phone number are up to date. That way, Principal can contact you quickly if there’s ever an issue.
Want more tips on how to keep your account secure? Check out this article from Principal.
*Important! Designate Your Beneficiary!*
Annuity Plan Documents
Elevate your financial wellness with the help of Principal's monthly webinar series!
Wednesday, April 16, 2025 at 12:00 PM MT
Trying to decide whether to save for retirement, build an emergency fund, or pay down debt? Luckily, you don’t have to choose just one. This session will help explain how a balanced financial strategy can help you work toward all your savings goals. We’ll break down practical strategies, budgeting tips, and smart savings techniques to help you on the path to financial security.
Your score can help you reach a more secure financial future. Your Retirement Wellness score is an estimate of how much of your pre-retirement income may be replaced by the income you are estimated to have in retirement. It’s personalized to you using your account balance, contribuation rate, income from other sources like Social Security or other linked retirement savings, and more. And it's easy to understand because it uses a basic scale of 1 to 100 to show what percentage or pre-retirement income you’re on track to have in retirement.
As a participant, you have access to
ARAG which provides resources for help with legal documents such as of Power of Attorney and Wills FREE of charge. Visit
principal.com/milestones and log in to your account now to get started!
Additionally, participants have access to
Enrich, which provides financial wellness topics on the Principal website.